rEMORTGAGE
Mortgage advice that’s as unique as you are
Getting the right mortgage advice is so important. Our expert team offer mortgages from a wide range of lenders and we search hundreds of mortgage products to find you a great deal. Once we have found you a mortgage deal, we will complete all the paperwork, submit the application to the lender and guide you through the legal process until completion.
Whether you are looking to remortgage, move home or buy your first property our friendly mortgage team are here to help.
When you remortgage, you are switching your mortgage to another deal, and frequently, another lender.
Remortgages can be used for various reasons. However, most people simply switch mortgages because it will work out cheaper for them. For example, the introductory interest rate may have finished with your current lender; therefore you could potentially get a new lower rate with another lender.
It is worth noting that a remortgage is not the best option in all cases. Even if the lender you are considering switching to is offering a lower rate, you must take into consideration the facts that:
- The new lender may charge you for valuation and solicitors fees, even if you have already paid these for your mortgage with your current lender.
- They may also charge you an arrangement fee simply for having a new deal.
Also you may be able to switch your mortgage deal with your current lender, avoiding any unnecessary costs. Many lenders will allow you to switch your mortgage deal reasonably frequently.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME
CONSOLIDATING DEBT MAY REDUCE YOUR OUTGOINGS NOW, HOWEVER YOU MAY PAY MORE INTEREST OVER YOUR MORTGAGE TERM
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
Ready to discuss your options?
Our experienced team is ready to help support and advise you on your mortgage, protection and insurance applications.